GROUP BENEFIT PLAN
COVID - 19 update
Please see GMS FAQs for up to date information on coverage
Travel coverage is back - $500,000 for covid related - max 60 days
Travel to contries with covid only advisoriesNo extensions or topups available
click here for details
Travel Advisories https://travel.gc.ca/travelling/advisories
Please check back for further updates.
New Group Benefits Plan for ALBERTA RETIREES
Are you retired without benefits, losing them soon,
or just looking for an affordable plan with great coverage?
No medical questions as long as you apply within 60 days of retirement or loss of similar coverage
Services billed directly to GMS - pay direct card for pharmacy, dentist, chiropractor, massage therapist and more
Does your plan include travel coverage?*
* Travel coverage includes pre-existing conditions if stable for 180 days (under 75) or 365 days (75 or over)
Travel Top-Up and/or Trip Cancellation Insurance available (Closed)
Plan Benefit Eligibility
Must be a resident in Canada covered by a provincial or territorial government health insurance plan
To apply as a participant, you must be retired from employment of an Alberta Police, Fire, EMS department or any Retired Alberta Civil Servant, federal, provincial or municipal.
Can be retired from Police, Fire, EMS, AHS, UNA, AUPE, CUPE, ATA, AISCA
or any of the following pension plans LAPP, PSPP, SFPP, MEPP, ATRF
Pay-direct drug card included
Prescription are paid at 80% of LCA or 80% of balance of formulary and non-formulary drugs
$1,500 per Insured / Policy Year.
Glasses/Contacts/Laser Eye Surgery
$300 every 2 Years
Basic - 80% reimbursement
Major - 50% reimbursement.
Combined maximum of $1,250 per Insured Person per Policy Year.
$500 per Insured Person, per 3 Policy Years
When fitted by an audiologist
Includes: Acupuncturist, chiropractor, massage therapist, naturopath, speech therapist, physiotherapist and psychologist.
Maximum of $400 per specialty per Insured Person per Policy Year.
60 days per trip.
$2,000,000 /person/policy year.
Under 75 must be stable for 6 months
Over 75 must be stable for 12 months
100 % reimbursement
$300 per Insured Person, per 3 Policy Years
Physician written authorization required.
100 % reimbursement
$500 per Insured Person, per 5 Policy Years
One-time Physician written authorization required.
Compare coverages! - 60 day Travel Coverage
Best Value & Premium - Single, Couple, & Family plans
Use this online tool to buy or quote an exact rate based on your personal information
This brochure is to check the per/day cost of extra top-up travel days (after the initial 60 days covered) by quality of health, number of days and age per individual applying
*sign up your retiree group or association to be eligible for an Open Enrollment period(sign up with no restrictions for all benefits except travel stability restrictions)
To provide an benefit plan that is affordable with great coverage that is responsive to member needs and available to public sector employees that have enjoyed a benefit plan during their career.
To take the stress out of medical coverage by providing an efficient well-managed plan that covers the members needs with the bonus of emergency travel coverage.
Healthier and active retirees that have long and enjoyable retirement.