GROUP BENEFIT PLAN

Forms and info sheets Eligibility Highlights Travel Top-up FAQs Contact

COVID - 19 update

Please see GMS FAQs for up to date information on coverage

Travel coverage is back - $500,000 for covid related - max 60 days

Travel to contries with covid only advisoriesNo extensions or topups available

click here for details

Travel Advisories https://travel.gc.ca/travelling/advisories

Alberta Covid - 19 Information

Please check back for further updates.

New Group Benefits Plan for ALBERTA RETIREES

Are you retired without benefits, losing them soon,
or just looking for an affordable plan with great coverage?

No medical questions as long as you apply within 60 days of retirement or loss of similar coverage

Services billed directly to GMS - pay direct card for pharmacy, dentist, chiropractor, massage therapist and more

Does your plan include travel coverage?*

* Travel coverage includes pre-existing conditions if stable for 180 days (under 75) or 365 days (75 or over)

Travel Top-Up and/or Trip Cancellation Insurance available (Closed)

Information sheet 2020 Plan Comparisons 2021

Benefit Plan Booklet Enrollment Form and PAD Agreement

Plan Benefit Eligibility

Must be a resident in Canada covered by a provincial or territorial government health insurance plan

To apply as a participant, you must be retired from employment of an Alberta Police, Fire, EMS department or any Retired Alberta Civil Servant, federal, provincial or municipal.

Can be retired from Police, Fire, EMS, AHS, UNA, AUPE, CUPE, ATA, AISCA

or any of the following pension plans LAPP, PSPP, SFPP, MEPP, ATRF

Plan Highlights

Prescriptions

Pay-direct drug card included

Prescription are paid at 80% of LCA or 80% of balance of formulary and non-formulary drugs

$1,500 per Insured / Policy Year.

Vision

100% reimbursement.

Glasses/Contacts/Laser Eye Surgery

$300 every 2 Years

just increased

Dental

Basic - 80% reimbursement

Major - 50% reimbursement.

Combined maximum of $1,250 per Insured Person per Policy Year.

Just increased!

Hearing Aids

100% reimbursement.

$500 per Insured Person, per 3 Policy Years

When fitted by an audiologist

Paramedicals

100% reimbursement

Includes: Acupuncturist, chiropractor, massage therapist, naturopath, speech therapist, physiotherapist and psychologist.

Maximum of $400 per specialty per Insured Person per Policy Year.

Travel

60 days per trip.

$2,000,000 /person/policy year.

Under 75 must be stable for 6 months

Over 75 must be stable for 12 months

Diabetic

100 % reimbursement

$300 per Insured Person, per 3 Policy Years

Physician written authorization required.

CPAP (Oxygen)

100 % reimbursement

$500 per Insured Person, per 5 Policy Years

One-time Physician written authorization required.

Compare coverages! - 60 day Travel Coverage
Best Value & Premium - Single, Couple, & Family plans

GMS TravelStar

Use this online tool to buy or quote an exact rate based on your personal information

GMS TRAVEL TOP-UP BROCHURE

This brochure is to check the per/day cost of extra top-up travel days (after the initial 60 days covered) by quality of health, number of days and age per individual applying

*sign up your retiree group or association to be eligible for an Open Enrollment period(sign up with no restrictions for all benefits except travel stability restrictions)

Our Mission

To provide an benefit plan that is affordable with great coverage that is responsive to member needs and available to public sector employees that have enjoyed a benefit plan during their career.

Our Vision

To take the stress out of medical coverage by providing an efficient well-managed plan that covers the members needs with the bonus of emergency travel coverage.

The Results

Healthier and active retirees that have long and enjoyable retirement.

RETIRE ALBERTA GROUP BENEFIT PLAN