GROUP BENEFIT PLAN
Forms and info sheets Eligibility Highlights Travel Top-up FAQs Contact
New Group Benefits Plan for ALBERTA RETIREES
Are you retired without benefits, losing them soon,
or just looking for an affordable plan with great coverage?
No medical questions as long as you apply within 60 days of retirement or loss of similar coverage
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Services billed directly to GMS - pay direct card for pharmacy, dentist, chiropractor, massage therapist and more
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Does your plan include travel coverage?*
* Travel coverage includes pre-existing conditions if stable for 180 days (under 75) or 365 days (75 or over)
Travel coverage is back -covid related included - max 90 days - new
Travel Top-Up and/or Trip Cancellation Insurance available here
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COVID - 19 update
Please see GMS FAQs for up to date information on coverage
Travel Advisories https://travel.gc.ca/travelling/advisories
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Information sheet 2026 Plan Comparisons 2026
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Benefit Plan Booklet 2026 Enrollment Form
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Plan Benefit Eligibility
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Must be a resident in Canada covered by a provincial or territorial government health insurance plan
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To apply as a participant, you can be retired from employment in Alberta
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Refer a friend or colleague and get a $50gift card when they sign up
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Plan Highlights
Prescriptions
Pay-direct drug card included
Prescription are paid at 80% of LCA or 80% of balance of formulary and non-formulary drugs
$1,500 per Insured / Policy Year.
Vision
100% reimbursement.
Glasses/Contacts/Laser Eye Surgery
$300 every 2 Years
Dental
Basic - 80% reimbursement
Major - 50% reimbursement.
Combined maximum of $1,250 per Insured Person per Policy Year.
Hearing Aids
100% reimbursement.
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$500 per Insured Person, per 3 Policy Years
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When fitted by an audiologist
Paramedicals
$400 per specialty per person to an overall max of $1200
Mas $60 per visit for Acupuncture, chiropractic treatment, massage, speech therapy, osteopathic treatment, chiropodist/podiatry and physiotherapy/athletic therapy/reflexology
$75 per vist for naturopathic treatment
$75 per visit for counselling to a max of $400
Travel
Just increased from
60 to 90 days!!!
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90 days per trip.
$2,000,000 /person/policy year.
Under 75 must be stable for 6 months
Over 75 must be stable for 12 months
Diabetic
100 % reimbursement
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$300 per Insured Person, per 3 Policy Years
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Glucose monitors 1 every 4 years - incl in max
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Physician written authorization required.
CPAP (Oxygen)
100 % reimbursement
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$500 per Insured Person, per 5 Policy Years
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One-time Physician written authorization required.
Compare coverages! - 90 day Travel Coverage
Best Value & Premium - Single, Couple, & Family plans
Use this online tool to buy or quote an exact rate based on your personal information
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This brochure is to check the per/day cost of extra top-up travel days (after the initial 90 days covered) by quality of health, number of days and age per individual applying
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*sign up your retiree group or association to be eligible for an Open Enrollment period(sign up with no restrictions for all benefits except travel stability restrictions)
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Our Mission
To provide an benefit plan that is affordable with great coverage that is responsive to member needs and available to public sector employees that have enjoyed a benefit plan during their career.
Our Vision
To take the stress out of medical coverage by providing an efficient well-managed plan that covers the members needs with the bonus of emergency travel coverage.
The Results
Healthier and active retirees that have long and enjoyable retirement.
